Hey everyone, I’ve been dealing with what feels like nonstop collection agency harassment over the past few months, and it’s really wearing me down. They call multiple times a day, sometimes even early in the morning or late at night, and a few of them have left pretty aggressive voicemails. I’m not denying that I owe money, but the way they’re handling it just feels completely over the line.



I recently started reading about my rights under the Fair Debt Collection Practices Act and came across this page: https://protectionforconsumers.com/fight-collection-agency-harassment/

. It breaks down what counts as harassment and how to make them stop contacting you.



I’m wondering if anyone here has actually taken steps to stop these agencies or filed complaints before. Did it work? I’d really like to hear other people’s experiences dealing with collection agency harassment and what actually helped you regain some peace of mind.