Kirti Singh

Kirti Singh

ผู้เยี่ยมชม

kirti009.singh45@gmail.com

  Activate Dormant Account: A Simple Guide for Account Holders (15 อ่าน)

30 ธ.ค. 2568 19:45

<p style="font-size: 11px;"><span>A dormant account is a bank account that has not been operated for a long period, usually two years or more. If your savings or current account is marked inactive, it is important to </span>activate a dormant account<span> to regain full access to your funds and banking services.</span>

<p style="font-size: 11px;"><span>To activate a dormant account, banks generally require the account holder to submit a written request along with valid KYC documents such as Aadhaar, PAN, and address proof. In some cases, a personal visit to the branch is mandatory for identity verification. Once the documents are verified, the bank reactivates the account, allowing transactions to resume.</span>

<p style="font-size: 11px;"><span>Activating a dormant account is essential to avoid issues like frozen transactions, missed interest credits, or transfer of balances to unclaimed deposits. With updated RBI guidelines, many banks now offer online or assisted services to activate dormant accounts quickly and securely.</span>

<p style="font-size: 11px;"><span>If the account holder is deceased, legal heirs can also activate a dormant account by submitting succession-related documents. Timely action helps safeguard your money and ensures uninterrupted access to banking facilities. Always keep your KYC updated and operate your account regularly to prevent it from becoming dormant again.</span>

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Kirti Singh

Kirti Singh

ผู้เยี่ยมชม

kirti009.singh45@gmail.com

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